require your signature(typically for purchases under $25). Some financial institutionsmay extend protections to PIN transactions, so ask yours aboutits policy.
It's important to check your monthly statements and online balances often and promptly report any unauthorized activities.
If your card is lost or stolen, contact your financial institution immediately. This can reduce your liability if fraudlosses occur.
A few additional safety precautions:
*Always take sales receipts and carbon copies and store them in case you need to reference them later.
*Review your statements carefully. If you suspect a mistake, call your financial institution immediately – and always follow up with a confirmation letter.
*Report lost cards or unfamiliar transactions immediately.
This reduces your liability if fraud losses occur.
*Choose and memorize a unique PIN and keep it private.
*Avoid obvious choices such as your address, phone number or birth date. Avoid using unbranded or damaged–looking ATMs.
Debit cards can be a safe, easy payment alternative. Just be sure you take the same level of security precautions you would with
cash, checks or credit cards.
Jason Alderman directs Visa's financial education programs.
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